A Multilevel analysis of intercompany claim counts

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Articles Articles A Multilevel analysis of intercompany claim counts - Antonio, Katrien

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Title: A Multilevel analysis of intercompany claim counts / Katrien Antonio, Edward W. Frees, Emiliano A. Valdez

Notes: Sumario: It is common for professional associations and regulators to combine the claims experience of several insurers into a database known as an intercompany experience data set. In this paper, we analyze data on claim counts provided by the General Insurance Association of Singapore, an organization consisting of most of the general insurers in Singapore. Our data comes from the financial records of automobile insurance policies followed over a period of nine years. Because the source contains a pooled experience of several insurers, we are able to study company effects on claim behavior, an area that has not been systematically addressed in either the insurance or the actuarial literatures.

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