Product diversification versus technical efficiency of...

Link persistente
MARCXML Dublin Core RDF MODS Cita bibliográfica BibTeX SWAP METS
 

Imagem do registro

Artigos Artigos Product diversification versus technical efficiency of conglomerate life microinsurance companies : evidence from India - Savitha, Basri

Coleção: Artigos

Título: Product diversification versus technical efficiency of conglomerate life microinsurance companies : evidence from India / Basri Savitha, Subrato Banerjee, Ankitha Shetty

Notas: Sumario: We look at technical efficiency and productivity changes in the life microinsurance (LMI) portfolio of insurance companies in India. The central objective is to empirically examine the 'tug of war' between efficiency and product diversity in the Indian insurance market. The data used in this research is available in the Handbook on Indian Insurance Statistics (Insurance Regulatory and Development Authority of India). First, we emphasise that four-fifths of LMI insurers in our sample were technically inefficient. Second, through the use of the data envelopment approach (DEA), Malmquist total factor productivity index (MTFP), and Tobit regression analyses, we demonstrate that insurers could improve managerial ability by organising inputs in the production process more effectively. Finally, we provide empirical support for the strategicfocus hypothesis by demonstrating that product diversification has adverse effects on the technical efficiency of insurers.

Materia / geográfico / evento: Productos de seguros Icono con lupa
Microseguros Icono con lupa
Seguro de vida Icono con lupa
India Icono con lupa

Autores secundários: Banerjee, Subrato Icono con lupa
Shetty, Ankitha Icono con lupa

Outras classificações: 341

Ver detalhe do número Ver detalhe do número