The African insurance market : a driving force

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Title: The African insurance market : a driving force

Notes: Sumario: Although the insurance industry has been highly innovative over the last few years, taking advantage of the favorable socio-economic environment, insurance penetration rates remain low. Africa is home to 15% of the world's population but currently only generates 1.5% of global insurance premiums. Apart from South Africa, Namibia and Mauritius, with penetration ratios above 10%, and Kenya and Morocco at around 3%, all the other countries have very low ratios. This may be explained by the often direct relationship between GDP per capita and insurance penetration.

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