The main objective of this study is to analyze the key determinants of the level of insurance penetration in Latin America, in order to outline the general lines that could be considered in the design of public policies whose aim is to increase their penetration in the economies of the region. Thus, the conceptual framework used in the preparation of this work has been focused on the analysis of the main factors that can boost the penetration level (premiums / GDP) from the point of view both of the offer (factors that affect the creation of insurance services), as well as the demand (factors that explain the intensity of consumption of those services).
Insurance