Highlights

Enter our world of publications

Our extensive catalog of publications covers all the different areas of knowledge that interest us: insurance, art, history, health, accident prevention, social action and road safety.

We publish around 130 new publications every year in different formats and languages. Take a look at some of our most notable publications.

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Risk and the Insurance Business in History

Risk and the Insurance Business in History

Definitions of risk and liability vary between cultures, and the boundary between voluntary and involuntary risks is a moveable one that is socially, rather than scientifically, constructed. What is regarded as a normal risk changes not only with technology and knowledge, but also with cultural and social institutions. Risk assessment, measurement and management – the essence of insurance – are also impinge on political questions. Most of the papers included in this book show that state supervision sometimes had significant repercussions on the structure, efficiency and profitability of the insurance market, while at other times it brought about reforms that could be costly and unnecessary for the business, and yet, in some cases, particularly in times of crisis, helped companies survive.

2020 Economic and Industry Outlook: Second Quarter Perspectives

2020 Economic and Industry Outlook: Second Quarter Perspectives

The emergence of the COVID-19 pandemic has radically altered the prospects for world growth and insurance markets. The contagion process, together with the imposed suppression measures, produces demand, supply and financial effects that will cause a global recession of close to -3% of GDP in the best of cases, with the Eurozone as the region where the effect may be greater and Latin America where the risk of becoming a depression is more relevant given its vulnerabilities. In our base scenario, however, the measures taken and the nature of the virus will give way to a recovery during 2021 that we also expect will translate into consumption and demand for financial services in general.

Insurance Industry Investment

Insurance Industry Investment

This report provides a comparative view of the distribution of insurance entities’ investments by asset type in a selection of markets, including four of the world’s largest (Eurozone, United States, Japan and United Kingdom), as well as Spain, Brazil, and Mexico. Presenting information from 2008 to 2018, traditional investment portfolios (in which the investment risk stays on the insurance entities’ balance sheets) was distinguished from investments where the policyholder bears the risk, wherever possible. The study is completed with an analysis of the 2018 information regarding the investment portfolios of six large European insurance groups with global operations, and a comparison of the applicable gross capital charges required for the most representative investment portfolio categories of the insurers using the Solvency II standard formula.

Population Aging

Population Aging

The report offers a reflection on the impact on the economy and on social security as a result of the aging of the population, proposing that the rising age of the population could be one of the factors behind the trend toward greater financial interdependence, secular stagnation, and economic inequality. Likewise, the study takes on the primary effects of the demographic transition on the maintenance of the health and pension systems.

Webinar. Health Systems: a global analysis

Health systems: a global analysis

This study analyzes a selection of health systems in different regions of the world, including models that incorporate some feature differentiating them from the others and that can be used as a reference when designing public policies related to healthcare systems. It also proposes an indicator of the effectiveness of health systems, which has been estimated for a total of 180 countries and makes it possible to obtain a comparative global view of those systems.